Joe Bernardes
-
Standard vs Calendar Quarterly Updates for MTD: Which Should You Choose?
When you start using Making Tax Digital for Income Tax, one of the practical setup decisions is how your quarterly update periods will work. For many sole traders and landlords, this question gets missed because most of the attention goes on thresholds, deadlines and software. But choosing the right update period can make your bookkeeping
-
Can You Be Exempt From MTD Income Tax? What Sole Traders and Landlords Should Know
Not everyone who falls near the Making Tax Digital rules will actually have to use Making Tax Digital for Income Tax. HMRC’s current guidance confirms that some people are exempt automatically, while others may need to apply for an exemption. This is an important distinction. A lot of business owners hear the word exemption and
-
HMRC Hasn’t Written to Me About MTD: Do I Still Need to Sign Up?
If HMRC has not written to you about Making Tax Digital for Income Tax, it can be tempting to assume you are not affected yet. In many cases, that assumption could be wrong. HMRC guidance makes it clear that even if you do not receive a letter, it is still your responsibility to check whether
-
What Digital Records Do You Need to Keep for MTD Income Tax?
Many sole traders and landlords know that Making Tax Digital for Income Tax is coming, but a lot of people are still unclear on one basic question: What exactly do I need to keep digitally? That confusion matters. If you are brought into MTD for Income Tax, HMRC expects you to keep digital records using
-
How to Work Out Your MTD Qualifying Income for 2026
Many sole traders and landlords are still asking the same question: does Making Tax Digital for Income Tax apply to me yet? The answer depends on your MTD qualifying income, and this is where many people get caught out. HMRC does not look at your profit. It looks at your gross income from self-employment and
-
Making Tax Digital 2026: What Happens If You’re Not Ready?
Making Tax Digital 2026: What Happens If You’re Not Ready? Thousands of sole traders and landlords will need to start using Making Tax Digital from April 2026 — and many are still not fully prepared. If you are still relying on spreadsheets, paper records, or a once-a-year approach to tax, now is the time to
-
Alina Butnariu Sildan, Owner of AAR Certified Accountants, Featured in People in Business
We are proud to announce that Alina Butnariu Sildan FCCA, Owner of AAR Certified Accountants, has been featured in the People in Business section of a recent publication. The article, titled “What Happens When You Don’t Listen to Your Accountant?”, highlights the growing importance of strategic accounting services in the UK and explores how modern
-
Get the Right People for the Job: Why Choosing the Right Accountant Matters
When it comes to running a business, few decisions are more important than choosing the right people to support you. You wouldn’t hire a mechanic to design your website or a chef to wire your office. The same principle applies to your finances. Accounting isn’t just about filing returns or balancing spreadsheets. It’s about protecting
-
AA&R Accountants Is Now on LinkedIn Business
AA&R Accountants Is Now on LinkedIn – Practical Insight for Business Owners Running a business today means dealing with constant change — tax rules, compliance deadlines, reporting requirements, and new regulations that don’t always arrive with clear explanations. For many business owners and professionals, the challenge isn’t willingness — it’s knowing what actually matters, what
-
Making Tax Digital: Why Now Is the Smartest Time to Speak to an Accountant
Most UK businesses feel relieved after submitting their tax returns — but this calm period is the perfect time to prepare for Making Tax Digital. Find out why speaking to a certified accountant now can save stress, time and money later.